Builders and Decorators with over 25 years+ of experience working with major insurers, loss adjusters, claims management organisations and policy holders.
Demolition, rebuild and restoration
Fire & Flood restoration
Free quotations for policy holders
Skilled workforce responsive to insurer & policy holder needs
Quick emergency response times
Reputation for craftsmanship
A family run company with emphasis on quality & customer service
Our service for home-owners
If you have recently made an insurance claim and your insurance company have asked you to get estimates from local building companies, we will be pleased to provide you with a quotation.
We provide free estimates to carry out insurance repairs and restoration work for both domestic and commercial properties. We pride ourselves on our expertise in the correct reinstatement of buildings and fixtures damaged by fire, flood, water leaks, subsidence, storm or accidental damage.
Being fortunate enough to work with most major insurance companies within the UK, Cutting Edge Builders have developed extensive knowledge and expertise of the processes involved, making us professionals in our trade. We have a skilled site management team and expert tradesmen who deliver excellent workmanship, keeping you fully informed as we restore your property to its original condition.
To discuss your claim please telephone or email us.
Q: Do I have to use the Insurance company's own repair contractors?
A: NO this is a myth. If you favour using your own contractors then tell your insurance company of your intentions, they will probably request that you get two quotes. You have a legal right to use your own contractor. Cutting Edge Builders Ltd are experienced specialist insurance repair contractors and we are happy to give you a free quotation.
Q: My Insurance Company has appointed a loss adjuster to my claim, what does this mean to me?
A: This will mean the cost of repair has exceeded, or is likely to exceed, a set figure. The insurance companies loss adjuster will want to visit your home and ascertain the claim validity, and set out a scope of works with us. We will attend the meeting to discuss the building works planned and ensure your property will receive its full entitlement for reinstatement to pre loss condition. In the event of a dispute over the scope and extent of works, we will engage the services of professional surveyors, structural engineers and architects who are experienced in the insurance repair field.
Q: At what stage of my claim should I instruct Cutting Edge?
A: Ideally at the commencement of your claim, which is precisely the time when your insurers will instruct a Loss Adjuster to act on their behalf and look after the insurer’s interests.
Q: What will you charge me?
A: We work on handling the claim for free and the insurance company will pay us direct for the building works.
Q: How long will my claim take to settle?
A: Each claim is different and therefore no one is able to provide a specific time-frame. The majority of claims are settled within a few weeks, however, the more complicated claims can take longer.
Q: What if I need the services of an Architect or a Surveyor?
A: We like to work with firms experienced in insurance claims, so we will be delighted to suggest these experts, or the Loss Adjuster may suggest their own Surveyors. Whether the Surveyors are chosen by the Loss Adjusters or by you, their fees are paid by your Insurers.
A: This is often the case as many people feel that while they have a degree of disruption they may as well have other work carried out. In these situations we provide you with an estimate of the cost of the uninsured work. If you decided to go ahead with the additional work we would ask you to sign an appointment and mandate form so that we could go ahead with the work. You would pay for this work yourself.
Q: What areas do you cover?
A: We can cover claims in the South East, comprising of: London, Kent, Sussex, Surrey and Essex.
Cutting Edge service area
Fire and flood, demolition, rebuild and restoration building services across the whole of the South East, including:
See some of our recent projects and testimonials here
Building Services for the Insurance Industry
Our 25+ years of experience in undertaking building work for major insurance companies, loss adjusters and claims management organisations has enabled us to develop highly efficient systems of work and a skilled workforce which is responsive to the needs of the insurer and the policy holder.
Factors which have enabled Cutting Edge Builders & Decorators to go from strength to strength include, but are not inclusive of:
- Accurate assessments of the optimum plan of work.
- Experience of repairing damage ranging from relatively minor damage caused from a burst pipe, through to structural fire damage, and;
- An awareness of the need to complete repairs quickly and within an agreed budget.
Meet the team here